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| Name | 如何选择最低的房贷利率？ |
| Video Uploader | Video From Lori谈美国房产 |
| Upload Date | This Video Uploaded At 14-02-2021 22:18:29 |
| Video Discription | 如何找到最低的房贷利率？ 1.为什么房贷利率会不断变化？ 我们的房贷的利率是根据房贷证券的价格而变化。 2.如何在低点锁定利率呢？ 锁利率就像买股票一样，很难知道哪里是局部低点。 但是我们总是可以掌握整体低点。例如现在的利率是历史最低点。现在做贷款总是没错的。 3.Loan officer不同，利率也会不同 一般来说找合适的贷款经纪人可以按下面的规律： Jumbo loan （贷款额大于822k）：选择大的银行。例如PNC， Wells Fargo, BOA 等等。 普通贷款 （贷款额小于822K）: 选择Mortgage broker就可以。 4.别忘了贷款的花费 一般比较origination fee就可以了 房贷利率比较网 https://www.mratequote.com/。网站会根据你的情况连接你和最可能给出低的利率报价的几位贷款经纪人。 重新贷款的花费有多少？ 链接： https://zh.mratequote.com/post/cost-of-refinance-ch [AbsnprlE1kk] |
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