Hello guys, Welcome to Africa's Largest Video Search Engine, and you are watching Inside 3 Affordable Florida Homes Selling For Under $300,000!! As Mortgage Rates Drop!. and this video is uploaded by Kaleb Shaw at 2022-11-13T15:07:15-08:00. We are just promoting this video only for entertainment and educational purpose only. I hop you like our Video Search Engine. [pXHm_SM27Dc]
| Name | Inside 3 Affordable Florida Homes Selling For Under $300,000!! As Mortgage Rates Drop! |
| Video Uploader | Video From Kaleb Shaw |
| Upload Date | This Video Uploaded At 13-11-2022 23:07:15 |
| Video Discription | In today’s video, we toured 3 homes for sale in the Central Florida area that are listed for under 300k! I hope you enjoyed this video and can see the difference in prices Florida has to offer compared to most other states. Follow me on Instagram: @kaleb_shaw_ If you are Interested in buying or selling a property in the Orlando area? Feel free to contact me, My team and I will be happy to help! Realtor: Kaleb Shaw Robert Slack Fine Homes Email: KalebShawHomes@gmail.com Real Estate Lic# SL3312319 ALL INFORMATION IS RELIABLE BUT NOT GUARANTEED. Want to work with me and my Team? Here are some steps below to get you prepared. Step 1: Start gathering a down payment One of the most important steps to buying a house for the first time? Figure out your finances. Buying a new home (particularly for the first time) requires a mortgage, where a lender fronts you the money and you pay it back over time. However, in order to get a mortgage, you’ll need some sort of down payment. So how much do you need? Ideally a down payment on a mortgage should be 20% of the home’s price to avoid added fees, but if you don’t have that much of a down payment, don’t worry. A mortgage down payment can be as low as 10%, 5%, or even 0% for certain types of mortgages (e.g., VA Loan or a USDA loan). Step 2: Check your credit score Did you forget to pay off a couple of credit cards? Unfortunately, it’ll affect your credit score. In addition to having a down payment, a first-time home buyer will need a decent credit score. Minimum of 620 is best. This three-digit number is a numerical summary of your credit report, a detailed document outlining how well you’ve paid off past debts like for credit cards and college student loans. A lender will check your score and report in order to estimate the odds that you will deliver your monthly payment, too. In turn, the lender will use this info to decide whether or not to loan you money, as well as how much and at what interest rate. If a lender sees some late payments on your credit cards or other blemishes in your credit report, this can lower your odds of getting a loan with a great interest rate, or perhaps even jeopardize your chances of getting any loan at all. Step 3: Get pre-approved for a mortgage ( Most Important) Another one of the most important first-time home buyer steps? Seeking pre-approval from a lender for a home loan. This is where you meet with a loan officer. Each mortgage lender will scrutinize your financial background—such as your debt to income ratio and assets—and use this info to determine whether to loan you money, and what size monthly payment you can realistically afford. This will help you target homes in your price range. And that’s good, because a purchase price that’s beyond your financial reach will make you sweat your mortgage payment and puts you at risk of defaulting on your loan. As a buyer, just keep in mind that mortgage pre-approval is different from mortgage pre-qualification. Pre-qualify, and you’re undergoing a much simpler process that can give you a ballpark figure of what you can afford to borrow, but with no promise from the lender. Getting pre-approved you’ll have to provide more paperwork, but it’s worth the trouble since it guarantees your creditworthy and can truly buy a home. Get pre-approved by our preferred lender today! Steve Birk Strong Wealth Mortgage 407-375-0692 Email: Stevebirk@strongwealthmortgage.com [pXHm_SM27Dc] |
| Category | Entertainment |
| Tags | #housingcrash | #hometours |
