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| Name | Learn How to Calculate Loan to Value Ratio |
| Video Uploader | Video From Mortgage Broker Australia - Hunter Galloway |
| Upload Date | This Video Uploaded At 29-11-2018 20:24:56 |
| Video Discription | The LVR or loan to value ratio is basically the amount you borrow. It represents the value of a property (used as security) in the form of a percentage. LVR allows you to find out the financial value of a property. It also helps you decide whether you need to have lender mortgage insurance (LMI) or a low deposit premium on your home loan. Normally, you must have the LMI or a low deposit premium if a bank gives you a loan that is more than 80% of the property value. 00:00 1. What Is Loan To Value Ratio? (LVR) Banks and other financial institutions always stress on the LVR when evaluating your loan application. The higher the loan to value ratio, the higher the risk is to the lender. Whereas, a lower LVR means the lender will have to bear a low risk. https://www.huntergalloway.com.au/lvr-loan-value-ratio/ DISCLAIMER: This video offers no Legal, Financial and Taxation advice, and the information contained is general and does not take into account your personal situation. The Listener acknowledges, consents and agrees to the viewing of the content presented on the Channel is subject to the full Disclaimer (below) and agrees to be unconditionally bound by this Disclaimer. Full Disclaimer here – https://www.huntergalloway.com.au/youtube-disclaimer/ [OuD2dQQCQfQ] |
| Category | Education |
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